NRI Guide to Buying on Sarjapur Road in 2026

Sarjapur Road gives NRIs great rental returns of 6% to 8% and fast property price growth. It sits close to huge IT hubs like Electronic City, Whitefield, and the Outer Ring Road. Over 30 million square feet of corporate office space operate right nearby. The new Phase 3A Namma Metro line makes daily travel fast and easy for working tenants. Property prices here grow by 12% to 15% every single year.

• Close to large IT job hubs and tech parks.
• Fast transit access via the new metro line.
• Top international schools operate within 15 kilometers.
• Home values rise to 15% each year.

NRIs can legally buy houses and flats in India without taking special permission from the central bank. But they are not allowed to buy farm land, agricultural land, crop land, or plantation land. To buy a property, you need a valid Indian passport or an OCI card, along with a PAN card for tax records. All payments must be made only through bank transfer, and cash payments are not allowed under FEMA rules.

You need to pay for your home using an NRE, NRO, or FCNR bank account. In India, banks can give home loans to NRIs for up to 80% of the total property cost. Banks like SBI, ICICI, and HDFC offer home loans at good interest rates if you meet the eligibility rules. Your down payment should be sent directly to the builder’s RERA-approved escrow account. You can repay the loan through foreign bank transfers or even through the rental income you earn in India.

• Valid passport and current foreign work Visa copies.
• The past six months of official overseas salary slips.
• Foreign address proof documents.
• Indian PAN card copies.

Arvind Sylva is a new luxury high-rise project on Sarjapur Road that offers great investment value for NRIs. It covers 4.7 acres and sits right across from the large Wipro campus in Kodathi. The low-density project features 374 premium homes and a grand 15,000 sq. ft. club. Buying early here gives you the best price before the market rates go up.

• Project Name: Arvind Sylva by Arvind SmartSpaces
• Launch Date: July 15, 2026
• Possession Date: December 2031
• RERA Status: Application In Process

You must pay a 30% tax on rental income earned from properties in India. You can lower this tax if your country signs a DTAA tax treaty with India. When you sell a home after two years, you pay a 20% tax on the profit. You can save on this profit tax by buying another Indian home.

You must check the builder's past work and RERA papers before you sign anything. RERA rules keep 70% of your money safe in a locked bank account. Always read the state RERA website to see the project's true status. Hire a good local lawyer to check the land papers for you.

• Check active RERA papers online.
• Get a 15-year land paper check.
• Check local city building approvals.
• Look at the builder's past project delivery dates.